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Money & Finance · Free tool

FICA Tax Calculator

Calculate Social Security and Medicare withholding for W-2 or self-employed income. Includes 2026 wage base and additional Medicare tax.

Updated May 2026
Total FICA / SE
$6,503
7.65% of gross
Per month
$542
Set aside this much each month
Per biweekly check
$250
26 paychecks per year

Breakdown

TaxRateBaseAmount
Social Security (OASDI)6.2%capped at $176,100$5,270
Medicare (HI)1.45%no cap$1,233
Heads up: uses 2026 figures — SS wage base $176,100, additional Medicare thresholds $200k single / $250k married. Doesn’t include federal income tax, state tax, or local payroll taxes. Use the tax bracket visualizer for income tax.
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What it does

Calculate Social Security and Medicare withholding for any wage or self-employment income. Uses the 2026 IRS wage base ($176,100) and the additional Medicare thresholds for single ($200k) and married filers ($250k). Self-employed mode applies the full 12.4% + 2.9% SE tax and shows the half-deductible amount.

Runs entirely in your browser — no upload, no account. Pair with the tax bracket visualizer for federal income tax.

Embed this tool on your siteShow snippet

Paste this snippet into any page. Loads on-demand (lazy), no tracking scripts, and sized to most dashboards. Replace the height to fit your layout.

<iframe src="https://freetoolarena.com/embed/fica-tax-calculator" width="100%" height="720" frameborder="0" loading="lazy" title="FICA Tax Calculator" style="border:1px solid #e2e8f0;border-radius:12px;max-width:720px;"></iframe>
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How to use it

  1. Enter wage or SE income.
  2. Pick W-2 or self-employed.
  3. Set filing status (matters above the additional-Medicare threshold).
  4. Read total, monthly, and per-paycheck amounts.

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