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AI Pricing Cheat Sheet (2026)

Every consumer plan + API rate for Claude, ChatGPT, Gemini, Perplexity, DeepSeek, Kimi, Grok, Mistral, plus the 5 levers that cut your bill.

Updated May 2026 · 6 min read

Every frontier AI model’s pricing in one page. Consumer plans, API rates, hidden caps, and the 5 levers that change the bill. Updated for 2026 Q1.

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Consumer monthly plans (USD)

  • Claude Pro / Max: $20 / $100 / $200.
  • ChatGPT Plus / Pro: $20 / $200.
  • Gemini Advanced / Ultra: $20 / $250.
  • Perplexity Pro / Max: $20 / $200.
  • Grok (X Premium / Premium+): $8 / $40.
  • NotebookLM: Free (Plus included with Gemini Advanced).
  • Microsoft Copilot Pro: $20.

API pricing (per 1M tokens)

ModelInputOutput
Claude Opus 4.7$15$75
Claude Sonnet 4.6$3$15
Claude Haiku 4.5$0.80$4
GPT-5$2.50$10
GPT-5 mini$0.25$2
GPT-5 nano$0.05$0.40
Gemini 3 Pro$2.50$10
Gemini 2.5 Pro$1.25$5
Gemini 2.5 Flash$0.30$2.50
DeepSeek V3.2$0.27$1.10
DeepSeek R1$0.55$2.19
Kimi K2$0.60$2.50
Grok 4$3$15
Mistral Large 3$2$6

The 5 levers that cut your bill

  1. Prompt caching — 90% off cached input on Anthropic / Google. Always on for stable system prompts.
  2. Batch API (50% off) — for any async work with 24h SLA.
  3. Right-sized model — Haiku not Sonnet, Sonnet not Opus, Flash not Pro for routine work.
  4. Off-peak DeepSeek — 50% off again UTC 16:30-00:30.
  5. Open weights / self-host — for sustained workloads with consistent load. See the break-even calculator.

Multimodal surcharges

  • Image: ~$0.04 per image (Imagen 4, DALL-E 4).
  • Video: $0.30-0.50 per 5-10 sec clip (Sora, Veo).
  • Audio in: ~$0.006/min (Whisper); native bundled in chat plans.
  • Image in (vision): ~1500 tokens per image at flagship rates.
  • Video in: ~250 tokens per second @ 1fps (Gemini).

Other 2026 tools worth knowing

  • GitHub Copilot Pro / Business: $10 / $19.
  • Cursor Pro / Ultra: $20 / $200.
  • Windsurf Pro: $15.
  • Midjourney: $10-120 across tiers.
  • Perplexity Spaces / API: Sonar API ~$5 / 1M tokens.

Run the math against your actual volume: AI cost estimator, monthly budgeter, local vs API break-even.

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