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Money & Finance · Free tool

Closing Cost Estimator

Itemized home-purchase closing costs: origination, title, appraisal, escrow, transfer tax, prepaids. Shows total as % of loan.

Updated April 2026
Loan amount
$382,500
Itemized closing costs
  • Loan origination fee (0.75% of loan)$2,869
  • Appraisal$500
  • Title insurance (0.5% of price)$2,125
  • Attorney / escrow fee$1,150
  • Transfer tax (0.11%)$468
  • Recording fees$150
  • Prepaid property tax (~2 months)$779
  • Prepaid homeowners insurance (~1 yr)$1,488
  • Underwriting fee$500
  • Credit report$55
Estimated total
$10,083
% of loan amount
2.64%

Typical closing costs run 2–5% of the loan amount. Actual costs vary by lender, property, and state — always review the lender’s Loan Estimate for your binding numbers.

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What it does

Estimate every line item on your Loan Estimate before you see one. Origination, title, appraisal, transfer tax, prepaids — tuned per state.

Runs entirely in your browser — no upload, no account, no watermark. For more tools in this category see the full tools index.

Embed this tool on your siteShow snippet

Paste this snippet into any page. Loads on-demand (lazy), no tracking scripts, and sized to most dashboards. Replace the height to fit your layout.

<iframe src="https://freetoolarena.com/embed/closing-cost-estimator" width="100%" height="720" frameborder="0" loading="lazy" title="Closing Cost Estimator" style="border:1px solid #e2e8f0;border-radius:12px;max-width:720px;"></iframe>
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How to use it

  1. Enter home price and down payment.
  2. Pick your state.
  3. Read itemized closing costs + total.

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