Money & Finance · Free tool
Home Equity Loan Calculator
Max borrowable against your home equity — monthly HELOC payment, total interest, and LTV check in one place.
Updated April 2026
Max you can borrow
$125,000
Monthly payment
$1,231
| Current equity | $200,000 |
| Current LTV | 60.0% |
| Total interest paid | $96,566 |
| Total paid over term | $221,566 |
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What it does
See how much equity you can borrow and what it'll cost monthly.
Runs entirely in your browser — no upload, no account, no watermark. For more tools in this category see the full tools index.
How to use it
- Enter home value and mortgage balance.
- Set LTV cap and rate.
- Read payment and max draw.
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