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AI Coding Tool Cost Comparison

Compare monthly cost across 9 AI coding plans: GitHub Copilot, Cursor Pro/Ultra, Windsurf, Claude Pro/Max, Cody, Continue.dev — at any team size.

Updated May 2026
PlanPer seatIncludesOverageMonthly
Continue.dev (self-host)FreeBYO API keys, free OSS pluginPay per tokenFree
Cody Pro (Sourcegraph)$9Unlimited completions, 500 chatSlows after cap$9
GitHub Copilot Pro$10Unlimited completions, GPT-5 chatNo overage$10
Windsurf Pro$15500 prompt credits + 1500 flow actions$10 per 250 credits$15
GitHub Copilot Business$19Per seat, admin controlsNo overage$19
Cursor Pro$20500 fast Claude/GPT requests + unlimited slow$0.04 per fast call$20
Claude Pro$205x usage, Opus + Sonnet via Claude CodeHits hourly cap$20
Claude Max$10020x usage, big agentic budgetsHits weekly cap$100
Cursor Ultra$200Unlimited fast on all frontier modelsNo overage$200
Quick picks: for solo devs who just want autocomplete that works, Copilot Pro at $10 is unbeatable. For agentic refactors and multi-file changes, Cursor Pro or Claude Max win. Teams should evaluate Cursor Business or Copilot Business per seat. Self-host plus BYO API keys via Continue.dev makes sense if you already pay for Anthropic / OpenAI consoles for other reasons.
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What it does

Compare monthly cost across the 9 main AI coding tools at any team size: GitHub Copilot Pro/Business, Cursor Pro/Ultra, Windsurf Pro, Claude Pro/Max (with Claude Code), Cody Pro, and Continue.dev (BYO API). Quick picks: Copilot Pro for solo autocomplete; Cursor Pro or Claude Max for agentic refactors; Continue.dev if you already pay Anthropic / OpenAI consoles.

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  1. Enter team size.
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