AI & Prompt Tools · Free tool
AI Coding Tool Cost Comparison
Compare monthly cost across 9 AI coding plans: GitHub Copilot, Cursor Pro/Ultra, Windsurf, Claude Pro/Max, Cody, Continue.dev — at any team size.
Updated June 2026
| Plan | Per seat | Includes | Overage | Monthly |
|---|---|---|---|---|
| Continue.dev (self-host) | Free | BYO API keys, free OSS plugin | Pay per token | Free |
| Cody Pro (Sourcegraph) | $9 | Unlimited completions, 500 chat | Slows after cap | $9 |
| GitHub Copilot Pro | $10 | Unlimited completions, GPT-5 chat | No overage | $10 |
| Windsurf Pro | $15 | 500 prompt credits + 1500 flow actions | $10 per 250 credits | $15 |
| GitHub Copilot Business | $19 | Per seat, admin controls | No overage | $19 |
| Cursor Pro | $20 | 500 fast Claude/GPT requests + unlimited slow | $0.04 per fast call | $20 |
| Claude Pro | $20 | 5x usage, Opus + Sonnet via Claude Code | Hits hourly cap | $20 |
| Claude Max | $100 | 20x usage, big agentic budgets | Hits weekly cap | $100 |
| Cursor Ultra | $200 | Unlimited fast on all frontier models | No overage | $200 |
Quick picks: for solo devs who just want autocomplete that works, Copilot Pro at $10 is unbeatable. For agentic refactors and multi-file changes, Cursor Pro or Claude Max win. Teams should evaluate Cursor Business or Copilot Business per seat. Self-host plus BYO API keys via Continue.dev makes sense if you already pay for Anthropic / OpenAI consoles for other reasons.
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What it does
Compare monthly cost across the 9 main AI coding tools at any team size: GitHub Copilot Pro/Business, Cursor Pro/Ultra, Windsurf Pro, Claude Pro/Max (with Claude Code), Cody Pro, and Continue.dev (BYO API). Quick picks: Copilot Pro for solo autocomplete; Cursor Pro or Claude Max for agentic refactors; Continue.dev if you already pay Anthropic / OpenAI consoles.
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See how this compares
- Head-to-headClaude Code vs CursorClaude Code vs Cursor head-to-head: terminal agent vs AI IDE, model choice, pricing, agent reliability, and which to pick for your stack.
- Head-to-headClaude Code vs GitHub CopilotClaude Code vs GitHub Copilot compared: agent capability, autocomplete, multi-file refactors, pricing, and which to pick for your team.
- Head-to-headCursor vs GitHub CopilotCursor vs GitHub Copilot compared in 2026: features, pricing, model choice, agent capability, IDE coverage, and which to pick.
- Head-to-headCursor vs WindsurfCursor vs Windsurf compared in 2026: agent quality, autocomplete, pricing, model support, and which AI IDE to pick.
- Head-to-headNotion vs ObsidianNotion vs Obsidian head-to-head: collaboration, local-first, plugins, AI features, pricing. Pick by team vs solo + privacy posture.
- Head-to-headClaude Code vs AiderClaude Code vs Aider: terminal AI coding tools compared. Auto-edits, multi-file refactors, model support, pricing. Pick by workflow.
- Head-to-headVS Code vs CursorVS Code vs Cursor in 2026: AI features, extensions, pricing, performance. Pick by AI usage and lock-in tolerance.
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Guides about this topic
- AI & LLMs · GuideHow to Pick an AI Coding AssistantFind your AI coding assistant by answering three questions—IDE, inline vs agent, budget. A free instant 2026 picks guide for Cursor, Copilot, and more, no sign-up.
- AI & LLMs · GuideHow to Set Up an AI AgentNavigate a plain-English decision tree to pick the right AI agent stack for 2026. Free, instant online walkthrough, no sign-up.
- AI & LLMs · GuideHow to Use ChatGPT Agent ModeWhere /agent is available (Plus, Pro, Team — not Free), the 8 tasks it actually does well, and the 5 it can't. Plus the briefing template that works.
- AI & LLMs · GuideHow to Build an Agent with the OpenAI Agents SDKBuild a working Python agent with OpenAI's Agents SDK — tools, handoffs, guardrails, and the model-native sandbox harness. Free guide, no sign-up needed.
- AI & LLMs · GuideHow to Build an Agent with the Claude Agent SDKBuild an agent with the Claude Agent SDK — install, write custom tools, add hooks, compose sub-agents on the harness powering Claude Code. Free guide.
- AI & LLMs · GuideHow to Set Up Claude CodeConfigure Claude Code with permissions, MCP servers, and sub-agents for a full working setup. Free browser-only guide, no sign-up.
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