Career & Growth · Free tool

FAFSA EFC / SAI Estimator

Rough Expected Family Contribution (now SAI) estimator from parent income, assets, and household size.

Updated April 2026

Dependency status

Cost of attendance ($/yr)

Parent AGI ($)

Household size

Students in college

Parent assets ($, excl. home/retirement)

Student income ($/yr)

Student assets ($)

Estimated EFC / SAI

$20,650

Expected aid eligibility

$14,350

Note — 2024 replaced EFC with SAI (Student Aid Index); the inputs are similar but some thresholds differ. This is a simplified estimate. Use the official FAFSA estimator at studentaid.gov for accurate numbers.

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What it does

Rough EFC / SAI before you file the FAFSA. Simplified math — actual number comes from the official worksheet.

Runs entirely in your browser — no upload, no account, no watermark. For more tools in this category see the full tools index.

Embed this tool on your siteShow snippet

Paste this snippet into any page. Loads on-demand (lazy), no tracking scripts, and sized to most dashboards. Replace the height to fit your layout.

<iframe src="https://freetoolarena.com/embed/fafsa-efc-estimator" width="100%" height="720" frameborder="0" loading="lazy" title="FAFSA EFC / SAI Estimator" style="border:1px solid #e2e8f0;border-radius:12px;max-width:720px;"></iframe>

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How to use it

Enter parent income + assets.
Enter household info.
Read estimated EFC.