100 tools · Money & Finance
Money & Finance tools
Budget, loan, interest, and paycheck math — in seconds.
Popular in money & finance
Money & Finance
Tip Calculator
Free tip calculator. Enter the bill, pick a tip percent, split between any number of people. Works on mobile, no ads, instant results.
Money & Finance
Loan Calculator
Work out monthly payments and total interest on any loan. Enter amount, rate, and term — get a clear breakdown in seconds.
Money & Finance
Mortgage Calculator
Estimate your monthly mortgage payment, total interest, and payoff schedule. Free, fast, and mobile-friendly.
Money & Finance
Compound Interest Calculator
See how much your money grows with compound interest. Add starting balance, monthly contributions, and watch the curve.
Money & Finance
Car Loan Calculator
Free car loan calculator. Enter the vehicle price, down payment, APR, and term to see your monthly payment and total interest before signing.
Money & Finance
Auto Loan Calculator
Estimate your auto loan payment, total interest, and payoff timeline in seconds. Free, mobile-friendly, no signup.
More money & finance tools
- Personal Loan CalculatorFree personal loan calculator. Compare monthly payments and total interest across different APRs and terms before you borrow.
- Student Loan CalculatorWork out your monthly student loan payment and total interest. Understand what you'll actually pay before you borrow.
- Boat Loan CalculatorCalculate monthly payments and total cost of a boat loan. Accounts for longer terms typical of marine financing.
- RV Loan CalculatorFree RV loan calculator. Enter loan amount, APR, and term up to 20 years to see monthly payments and total interest.
- Motorcycle Loan CalculatorEstimate motorcycle loan payments and total interest. Compare terms and APRs before you visit the dealer.
- Simple Loan CalculatorSimple loan calculator with only three inputs: amount, rate, and term. Clean numbers, no jargon, instant monthly payment.
- 30-Year Mortgage CalculatorEstimate monthly payments on a 30-year fixed-rate mortgage, including principal, interest, property tax, and insurance.
- 15-Year Mortgage CalculatorSee what a 15-year fixed mortgage payment looks like — and how much interest a shorter term saves vs a 30-year loan.
- FHA Loan CalculatorEstimate monthly payments on an FHA loan with mortgage insurance premium (MIP) factored in. First-time homebuyer friendly.
- VA Loan CalculatorEstimate monthly payments on a VA loan. No PMI, competitive rates, and no down payment required for eligible veterans.
- Refinance CalculatorFree mortgage refinance calculator. Compare your current payment to a refinance option and see if it's worth the closing costs.
- Mortgage Affordability CalculatorSee how much house you can afford based on income and debt. Uses the 28/36 rule lenders actually use.
- 401(k) CalculatorProject your 401(k) balance at retirement. Includes employer match, contribution increases, and realistic market return assumptions.
- Roth IRA CalculatorEstimate your Roth IRA balance at retirement. Assumes post-tax contributions and tax-free withdrawals in retirement.
- Retirement CalculatorFree retirement calculator. Enter current balance, monthly contributions, and target age to see if you're on track.
- College Savings CalculatorProject how much you'll have saved for college by the time your child enrolls. Supports 529 plans and general investment accounts.
- Emergency Fund CalculatorHow big should your emergency fund be, and how fast can you reach it? Enter monthly expenses and savings rate to see.
- Savings Goal CalculatorSet a goal, a deadline, and see exactly how much to save each month. Plan a vacation, emergency fund, or down payment.
- Monthly Budget CalculatorEnter your income and expenses, see what's left, and spot where you can cut. A simple monthly budget calculator that works.
- Paycheck CalculatorEstimate your take-home pay after federal tax, state tax, and common deductions. Fast, free, updated for 2026.
- ROI CalculatorCalculate return on investment (ROI) as a percentage or dollar amount. Enter cost, return, and time period — done.
- Currency ConverterConvert between 15 major currencies using live mid-market rates from the European Central Bank. Manual override for custom rates.
- Debt Payoff CalculatorSee how fast you can clear debt with snowball or avalanche strategy. Enter balances, rates, and extra payment.
- Percentage CalculatorCalculate percent of a number, percent change, and add/subtract a percent. Fast, clean, and mobile-friendly.
- Income Tax CalculatorEstimate income tax based on gross income, tax brackets, and filing status. Configurable brackets work for any country — free, private.
- VAT CalculatorAdd VAT to a net price or strip VAT from a gross price. Works with any VAT rate — UK 20%, EU, or custom. Free and mobile-friendly.
- Discount CalculatorEnter original price and discount — get the final price, money saved, and double discount math. Free, fast, no sign-up.
- Profit Margin CalculatorWork out gross profit margin, markup, revenue, and cost. Essential for pricing products. Free, no account needed.
- Net Worth CalculatorAdd your assets and subtract liabilities to find your net worth. Free, private calculator — all math in your browser.
- Inflation CalculatorSee how inflation erodes purchasing power over years. Enter amount, rate, and time — get the future value in today's money.
- Break-Even CalculatorFind how many units you need to sell to cover fixed and variable costs. Critical for new products and pricing decisions.
- Invoice GeneratorCreate professional invoices in your browser — line items, taxes, notes. Print to PDF. No signup, no watermark.
- Hourly Rate CalculatorConvert annual salary to real hourly rate — including overhead, taxes, and non-billable hours. For employees and freelancers.
- Freelance Rate CalculatorWork out a realistic freelance rate — target income, billable hours, taxes, benefits, business costs — in one pass.
- Pricing CalculatorPrice a product or service with the margin you actually want — cost, markup, tax, and fees broken out clearly.
- Cash Flow CalculatorAdd income and expense lines and see monthly, quarterly, and annual cash flow at a glance. Spot negative months early.
- Startup Runway CalculatorEnter cash on hand and monthly burn — get runway in months, days, and a projected zero-date. Adjust for revenue growth.
- Subscription Cost CalculatorList every subscription and see the monthly and annual total — spotting the ones to cancel has never been easier.
- Expense Split CalculatorAdd who paid for what and see the fewest-transaction way to settle up. Great for trips, roommates, and group dinners.
- Bill Split CalculatorSplit a restaurant bill evenly or by item, add tip, add tax, round for cash. Handles uneven orders and discounts.
- Rent Split CalculatorSplit rent fairly — by room size, income, or simple equal shares. Good for new roommates avoiding an awkward conversation.
- Fuel Cost CalculatorEstimate fuel cost for any trip — distance, MPG, price per gallon. Great for pricing a drive vs flight.
- Trip Cost CalculatorAdd flights, lodging, food, activities, transport — see total cost and per-day spend. Split across travelers with one click.
- PayPal Fee CalculatorEnter an amount and country to see the PayPal fee deducted and what you actually receive. Covers goods & services and international tiers.
- Stripe Fee CalculatorEnter a charge amount and currency to see the Stripe processing fee and net amount deposited. Supports US + international cards.
- Gumroad Fee CalculatorEnter a product price and tier to see the Gumroad fee and your payout. Covers discover fees, payment processing, and VAT.
- Etsy Fee CalculatorEnter an Etsy sale price to see listing, transaction, payment processing, and VAT fees plus your final payout.
- eBay Fee CalculatorEnter a sale price and category to see eBay's final value fee, payment processing fee, and your final payout.
- Amazon FBA CalculatorEnter sale price, cost, and category to estimate Amazon's referral fee, FBA fulfillment fee, and your margin.
- Square Fee CalculatorEnter a charge amount and terminal type (in-person, online, manual) to see Square's fee and your payout.
- Sales Tax CalculatorCompute sales tax from a pre-tax price, reverse-calculate pre-tax from a total, or compare rates across regions.
- Shopify Fee CalculatorEstimate Shopify transaction and payment-processing fees across Basic, Shopify, and Advanced plans plus Shopify Payments vs. external gateways.
- Patreon Fee CalculatorEnter pledge amount and tier (Lite, Pro, Premium) to see Patreon's platform fee plus payment processing and your payout.
- Rent Increase CalculatorEnter old rent and new rent (or a percentage) to see the dollar bump, annual increase, and whether it exceeds common rent-control caps.
- Apartment Affordability CalculatorEnter income and debts to see the rent you can actually afford using the 30 % rule plus debt-to-income sanity checks.
- Lease vs Buy CalculatorCompare total cost of leasing a car vs financing one over the same term. Includes fees, down payment, residual value, and mileage penalties.
- Gift Card Split CalculatorSplit a gift-card balance evenly or by weights. Shows per-person shares rounded to the nearest cent.
- Group Gift CalculatorPlan a group gift. Enter total and group size (or weighted shares) to see what each person chips in — with an optional extra-buffer slider.
- Moving Cost CalculatorEstimate the full cost of a move: truck rental, movers, supplies, deposits, utility setup, and cleaning fees.
- Freelancer Tax Reserve CalculatorSet aside the right % of gross for federal, self-employment, and state taxes — monthly reserve amount in one click.
- Home Equity Loan CalculatorMax borrowable against your home equity — monthly HELOC payment, total interest, and LTV check in one place.
- 401(k) Match OptimizerPick a contribution % that captures the full employer match without over-contributing to an unmatched tier.
- Roth vs Traditional BreakevenCompare Roth and Traditional tax math — see the breakeven retirement tax rate and which wins for your scenario.
- Annuity Payment CalculatorCompute periodic payments for an annuity — principal, rate, term, and frequency all supported.
- Dividend Reinvestment CalculatorProject DRIP growth over years — yield, price growth, and monthly contributions all modeled.
- Tax Bracket VisualizerSee exactly how much of your income falls into each 2025 federal bracket — effective and marginal rates in one view.
- FIRE Number CalculatorYour financial-independence target — lean, regular, and fat FIRE numbers based on your annual expenses and SWR.
- Net Salary to Gross CalculatorGot a take-home number you need? Back-solve the gross salary that nets it after federal, FICA, and state.
- Cost of Living AdjusterEquivalent salary between two cities based on COL indices — plus the absolute and percent delta.
- Receipt GeneratorCreate a printable cash or sales receipt with your business details, line items, tax, and totals. Save as PDF, print, or copy as text.
- Quote GeneratorProfessional sales quote or estimate with line items, tax, validity date, and terms. Print or save as PDF.
- Purchase Order GeneratorCreate a purchase order with buyer, vendor, ship-to address, line items, and approval signature line. Print or PDF.
- Bill of Sale GeneratorPersonal-property bill of sale for vehicles, equipment, or general items. Includes as-is clause, signature lines, and state dropdown.
- Pay Stub GeneratorGenerate a pay stub with earnings, YTD totals, federal/state withholding, FICA, and net pay. Print-ready.
- Packing Slip GeneratorPacking slip / delivery note with SKU, description, ordered vs shipped quantity — no prices. Print-ready.
- Promissory Note GeneratorSimple promissory note / loan agreement with principal, interest, payment terms, and late-fee clause.
- Closing Cost EstimatorItemized home-purchase closing costs: origination, title, appraisal, escrow, transfer tax, prepaids. Shows total as % of loan.
- PMI CalculatorPrivate mortgage insurance on a conventional loan. Monthly PMI, total paid, months until 78% LTV auto-cancels it.
- Property Tax CalculatorAnnual and monthly property tax by state effective rate. Ranks against US average and 20+ state benchmarks.
- Mortgage Payoff AcceleratorSee how extra monthly payments shrink payoff time and interest paid. Scenario table for $100 / $250 / $500 / $1000 extra.
- Rental Yield CalculatorGross + net rental yield on an investment property. Factors vacancy, expenses, PM fees. Tier-labeled.
- Cap Rate CalculatorCommercial-style capitalization rate — NOI / price. Tier labels + property-only return (mortgage excluded).
- Cash-on-Cash Return CalculatorAnnual cash flow / total cash invested. Factors down payment, closing, rehab, mortgage payment. Break-even month included.
- House Flip ROI CalculatorFix-and-flip profit, ROI, annualized ROI, and the 70% rule pass/fail check. Holding + selling costs factored.
- Airbnb Revenue EstimatorShort-term-rental revenue from nightly rate, occupancy, cleaning fees. Platform and PM fees factored. Net annual income.
- Road Trip PlannerFuel + hotels + food + attractions cost for any US road trip. Days on road + per-person split.
- Travel Budget CalculatorFull trip budget: flights + hotel + daily food/transport/activities + one-time costs. Per-person breakdown.
- Travel Insurance Cost EstimatorRough quote by trip cost, traveler age, and coverage type. CFAR vs comprehensive vs basic.
- Creator Tax Reserve CalculatorSelf-employment tax + federal + state reserve % for creator income. Quarterly estimated payments.
- Crypto DCA CalculatorDollar-cost-average crypto projection with lump-sum comparison. Shows total contributed, ending value, gain %.
- Crypto Capital Gains CalculatorShort vs long-term tax on a crypto sale. Federal rates by bracket. Not tax advice.
- NFT ROI CalculatorNFT buy-sell ROI accounting for gas fees, platform cuts, and creator royalties.
- Real Estate Crowdfunding Yield CalculatorProjected returns from Fundrise-style REITs. Compared to S&P 500 and low-cost index funds.
- Stock Portfolio Diversification CheckerConcentration risk analyzer. Flags >10% positions, >50% individual stocks, and >5% crypto.