109 tools · Money & Finance
Money & Finance tools
Budget, loan, interest, and paycheck math — in seconds.
Popular in money & finance
Money & Finance
Tip Calculator
Determine the perfect tip and split the bill among any number of people. This free online calculator works on mobile with instant results and no ads.
Money & Finance
Loan Calculator
Work out monthly payments and total interest on any loan. Enter amount, rate, and term — get a clear breakdown in seconds.
Money & Finance
Mortgage Calculator
Calculate your real monthly mortgage cost. Get a full PITI breakdown covering principal, interest, taxes, and insurance for FHA, VA, and conventional loans online.
Money & Finance
Compound Interest Calculator
Calculate how your money grows with compound interest. Add starting balance and monthly contributions to watch the curve — free online tool in seconds.
Money & Finance
Car Loan Calculator
Free car loan calculator. Enter the vehicle price, down payment, APR, and term to see your monthly payment and total interest before signing.
Money & Finance
Auto Loan Calculator
Estimate your auto loan payment, total interest, and payoff timeline in seconds. Free, mobile-friendly, no signup.
More money & finance tools
- Personal Loan CalculatorCalculate monthly payments and total interest for personal loans across different APRs and terms. Free, instant online tool with no registration needed to compare options.
- Student Loan CalculatorWork out your monthly student loan payment and total interest. Understand what you'll actually pay before you borrow.
- Boat Loan CalculatorEstimate monthly payments and total cost for boat financing instantly online. Calculate terms up to 20 years for free with no registration required.
- RV Loan CalculatorCalculate monthly RV loan payments and total interest instantly in your browser. Enter loan amount, APR, and term up to 20 years for a free breakdown.
- Motorcycle Loan CalculatorEstimate motorcycle loan payments and total interest instantly. Compare terms and APRs before visiting the dealer with this free, no-sign-up online calculator.
- Simple Loan CalculatorCalculate monthly loan payments using only amount, rate, and term instantly in your browser. Get clean numbers with no jargon for free and no sign-up.
- 30-Year Mortgage CalculatorEstimate monthly payments on a 30-year fixed-rate mortgage, including principal, interest, property tax, and insurance.
- 15-Year Mortgage CalculatorSee what a 15-year fixed mortgage payment looks like — and how much interest a shorter term saves vs a 30-year loan.
- FHA Loan CalculatorCalculate monthly payments including mortgage insurance premium instantly. Free first-time buyer tool online with no registration.
- VA Loan CalculatorEstimate monthly VA loan payments instantly online. See costs with no PMI, competitive rates, and no down payment for eligible veterans, free with no sign-up needed.
- Refinance CalculatorCalculate your monthly and lifetime savings from a mortgage refinance. Compare your current payment to a new option instantly — a free online calculator, no signup.
- Mortgage Affordability CalculatorCalculate how much home you can afford instantly. Based on your income and debt, using the 28/36 rule lenders actually apply. Free and no sign-up required.
- 401(k) CalculatorProject your 401(k) balance at retirement. Includes employer match, contribution increases, and realistic market return assumptions.
- Roth IRA CalculatorEstimate your Roth IRA balance at retirement assuming post-tax contributions and tax-free withdrawals. Free, instant online tool with no registration needed.
- Retirement CalculatorCalculate if you're on track for retirement by entering your current balance, monthly contributions, and target age. Free, instant results with no sign-up needed.
- College Savings CalculatorCalculate how much you'll save for college by enrollment time. Supports 529 plans and general accounts — free instant projection online, no registration required.
- Emergency Fund CalculatorCalculate how big your fund should be and how fast you can reach it online. Enter monthly expenses and savings rate — instant, free tool without sign-up.
- Savings Goal CalculatorCalculate exactly how much to save each month to reach your goal on time instantly online. Plan a vacation, emergency fund, or down payment free, no sign-up.
- Monthly Budget CalculatorEnter your income and expenses to analyze your budget instantly online for free. Spot areas to save with this simple calculator that works in your browser without signup.
- Paycheck CalculatorEstimate your take-home pay after federal tax, state tax, and common deductions. Fast, free, updated for 2026.
- ROI CalculatorCalculate return on investment as a percentage or dollar amount by entering cost, return, and time period. Instant, free results with no sign-up needed.
- Currency ConverterConvert between 15 major currencies using live, mid-market rates from the ECB for an accurate estimate. Free tool for an instant conversion, no signup.
- Debt Payoff CalculatorSee how fast you can clear debt with snowball or avalanche strategy. Enter balances, rates, and extra payment.
- Percentage CalculatorCalculate percent of a number, percent change, and add or subtract percentages instantly. Free online tool with a clean, mobile-friendly interface for quick math.
- Income Tax CalculatorEstimate income tax based on gross income, tax brackets, and filing status. Configurable brackets work for any country — free, private.
- VAT CalculatorAdd VAT to a net price or strip it from a gross amount instantly. Works with any rate—UK 20%, EU, or custom. A free, mobile-friendly tool with no sign-up.
- Discount CalculatorEnter original price and discount — get the final price, money saved, and double discount math. Free, fast, no sign-up.
- Profit Margin CalculatorDetermine your gross profit margin, markup, revenue, and costs in seconds. Use this free online calculator with no account sign-up needed.
- Net Worth CalculatorCalculate your net worth instantly by subtracting liabilities from assets. A free, private calculator where all math is processed in your browser with no sign-up.
- Inflation CalculatorEstimate how inflation erodes value over time by entering amount, rate, and years to see future worth in today's money instantly online—no registration.
- Break-Even CalculatorFind the exact unit sales volume needed to cover all fixed and variable costs online for free. Analyze new product viability or pricing decisions instantly in your browser.
- IBAN ValidatorCheck any International Bank Account Number client-side using country-aware length and mod-97 checksums. A free, instant online validator that never sends data to servers.
- NPV and IRR CalculatorCalculate Net Present Value, Internal Rate of Return, and payback period with a period-by-period PV breakdown. A free, no-sign-up tool for cash flow analysis.
- Invoice GeneratorBuild professional invoices with line items, taxes, and notes, then print to PDF in seconds—no sign-up, no watermark, entirely free.
- Hourly Rate CalculatorConvert an annual salary to a real hourly rate including overhead, taxes, and non-billable hours. A free instant tool for employees and freelancers.
- Freelance Rate CalculatorWork out a realistic freelance rate — target income, billable hours, taxes, benefits, business costs — in one pass.
- Pricing CalculatorSet prices with your desired margin, factoring in cost, markup, tax, and fees. Get instant breakdowns online with this free no-sign-up calculator.
- Cash Flow CalculatorAdd income and expense lines and see monthly, quarterly, and annual cash flow at a glance. Spot negative months early.
- Startup Runway CalculatorCalculate startup runway in months, days, and a projected zero‑date from cash balance and monthly burn. Free online calculator adjusts for revenue growth — instant results.
- Subscription Cost CalculatorList every subscription and see the monthly and annual total — spotting the ones to cancel has never been easier.
- Expense Split CalculatorEnter who paid what and see the fewest transactions to settle up. Free online tool for trips and roommates with no registration.
- Bill Split CalculatorCalculate fair shares for any dinner bill including tax, tip, and discounts online. Handle uneven orders and custom splits free in your browser.
- Rent Split CalculatorCalculate fair rent shares by room size, income, or equal splits. Avoid awkward roommate conversations with this free, no-signup online tool.
- Fuel Cost CalculatorEstimate fuel cost for any trip — distance, MPG, price per gallon. Great for pricing a drive vs flight.
- Trip Cost CalculatorAdd flights, lodging, food, and activities to see total trip cost and per-day spend. Split the budget across travelers instantly online with no sign-up.
- PayPal Fee CalculatorEnter an amount and country to see the PayPal fee deducted and what you actually receive. Covers goods & services and international tiers.
- Stripe Fee CalculatorEnter a charge amount and currency to see the Stripe processing fee and net amount deposited. Supports US + international cards.
- Gumroad Fee CalculatorEstimate your net earnings by entering a product price to see deducted Gumroad fees, payment processing, and more. Get an instant, accurate payout with this free tool.
- Etsy Fee CalculatorCalculate listing, transaction, and payment processing fees for any Etsy sale price. See your net payout instantly — free online tool, no sign-up.
- eBay Fee CalculatorCalculate final value, payment processing, and total eBay fees instantly. Enter a sale price and category to see your net payout online, no sign-up.
- Amazon FBA CalculatorEnter sale price, cost, and category to estimate Amazon's referral fee, FBA fulfillment fee, and your margin.
- Square Fee CalculatorCalculate Square processing fees and your take‑home payout for in‑person, online, or manual charges. Free instant online calculator — see the exact fee in seconds.
- Sales Tax CalculatorCalculate sales tax from pre-tax prices or reverse-calculate pre-tax from a total instantly online. Compare rates across regions free, no sign-up needed.
- Shopify Fee CalculatorCalculate Shopify transaction and payment-processing fees across plans instantly online. Compare Shopify Payments vs external gateways for free, no sign-up.
- Patreon Fee CalculatorEnter pledge amount and tier (Lite, Pro, Premium) to see Patreon's platform fee plus payment processing and your payout.
- Rent Increase CalculatorCalculate dollar bumps, annual increases, and check rent-control caps by entering old and new rent or a percentage. Get instant results online, no sign-up required.
- Apartment Affordability CalculatorEnter income and debts to see the rent you can actually afford using the 30 % rule plus debt-to-income sanity checks.
- Lease vs Buy CalculatorCompare total cost of leasing a car vs financing one over the same term. Includes fees, down payment, residual value, and mileage penalties.
- Gift Card Split CalculatorSplit a gift card balance evenly or by custom weights to see per-person shares rounded to the nearest cent. Free online calculator with no sign-up required.
- Group Gift CalculatorPlan a group gift by splitting the total cost evenly or by weighted shares, with an optional buffer. Instantly see what each person chips in with this free online tool.
- Moving Cost CalculatorEstimate your entire moving budget. Covers truck rental, movers, supplies, deposits, and utility setup fees in one free, no-sign-up online tool. Get a clear number instantly.
- Freelancer Tax Reserve CalculatorCalculate the % of gross income to reserve for federal, self-employment, and state taxes — monthly set-aside in one click. Free, no sign-up.
- Home Equity Loan CalculatorCalculate max borrowable against your home equity, monthly HELOC payment, total interest, and LTV check in one place. Free, instant, online.
- 401(k) Match OptimizerFind the contribution percentage that captures your full employer match without over-contributing. Instant online calculator — free, no sign-up needed.
- Roth vs Traditional BreakevenCompare Roth and Traditional IRA tax math — find the breakeven retirement tax rate and see which option wins for you. Free, instant, online.
- Annuity Payment CalculatorCalculate periodic annuity payments from principal, rate, term, and frequency — fixed and growing annuities supported. Free, instant, online.
- Dividend Reinvestment CalculatorProject DRIP portfolio growth over years — model yield, price appreciation, and monthly contributions side by side. Free, instant, online.
- Tax Bracket VisualizerSee exactly how much of your income falls into each 2025 federal bracket — effective and marginal rates in one view.
- FIRE Number CalculatorDetermine financial independence targets based on expenses and SWR for lean, regular, and fat FIRE. Free online calculator with no sign-up.
- Net Salary to Gross CalculatorCalculate the gross salary needed to achieve your desired net take-home pay. Accounts for federal taxes, FICA, and state deductions instantly and free online.
- Cost of Living AdjusterCalculate equivalent salary between two cities based on COL indices, plus the absolute and percent delta. Free online calculator for 2026 — no signup required.
- Receipt GeneratorGenerate a cash or sales receipt with your business details, line items, and tax totals. Save as PDF or print instantly — a free online tool with no signup.
- Quote GeneratorGenerate a professional sales quote with line items, tax, and terms. Print or save as a PDF instantly in your browser — no signup required.
- Purchase Order GeneratorCreate a complete purchase order with buyer, vendor, line items, and approval signature line in seconds. Free browser tool with no sign-up.
- Bill of Sale GeneratorCreate a legally sound personal property bill of sale with an as-is clause instantly. Fill in your state, signatures, and item details online with no sign-up.
- Pay Stub GeneratorGenerate a pay stub with earnings, YTD totals, federal/state withholding, FICA, and net pay. Print-ready.
- Packing Slip GeneratorPacking slip / delivery note with SKU, description, ordered vs shipped quantity — no prices. Print-ready.
- Promissory Note GeneratorCreate a loan agreement with principal, interest, payment terms, and late fees in seconds. Free online generator tool with no registration required.
- Closing Cost EstimatorItemized home-purchase closing costs: origination, title, appraisal, escrow, transfer tax, prepaids. Shows total as % of loan.
- PMI CalculatorEstimate your private mortgage insurance monthly cost, total paid, and months until 78% LTV auto-cancels. Free instant calculator with no sign-up needed.
- Property Tax CalculatorEstimate your annual and monthly property tax using state effective rates and compare against US benchmarks. Free online calculator, no sign-up required.
- Mortgage Payoff AcceleratorCalculate how adding $100 or more to monthly payments can slash your mortgage timeline and total interest. A free, instant, no-sign-up online tool to weigh your options.
- Rental Yield CalculatorCalculate gross and net rental yield for any investment property, factoring vacancy, expenses, and PM fees. Get tier-labeled results online with no sign-up.
- Cap Rate CalculatorCalculate commercial-style capitalization rate as NOI divided by price instantly online. See tier labels and property-only return for free in your browser with no signup needed.
- Cash-on-Cash Return CalculatorAnnual cash flow / total cash invested. Factors down payment, closing, rehab, mortgage payment. Break-even month included.
- House Flip ROI CalculatorCalculate fix-and-flip profit, ROI, and check the 70% rule instantly. Includes holding and selling costs for a free online analysis with no sign-up.
- Airbnb Revenue EstimatorShort-term-rental revenue from nightly rate, occupancy, cleaning fees. Platform and PM fees factored. Net annual income.
- Road Trip PlannerCalculate fuel, hotels, food, and attraction costs for any US road trip. See days on road and per-person splits instantly online, no sign-up.
- Travel Budget CalculatorCalculate total travel costs including flights, hotel, and daily expenses. See a per-person breakdown instantly with this free, no-sign-up calculator.
- Travel Insurance Cost EstimatorGet a rough insurance quote based on trip cost, age, and coverage type. Compare CFAR vs comprehensive plans instantly online for free.
- Creator Tax Reserve CalculatorCalculate the exact percentage of your creator income to reserve for taxes, including self-employment and estimated payments. Free, instant results.
- Crypto DCA CalculatorCalculate your dollar-cost-average crypto projection and compare it to a lump-sum investment to see the difference in value. Free, instant results.
- Crypto Capital Gains CalculatorCalculate short-term vs long-term capital gains tax on a crypto sale using current federal brackets. Free, instant, no sign-up. Not tax advice.
- NFT ROI CalculatorCalculate your NFT return on investment accurately. Accounts for gas fees, platform cuts, and creator royalties in one free, instant, no-sign-up online tool.
- Real Estate Crowdfunding Yield CalculatorCalculate projected returns from real estate crowdfunding and compare them directly to the S&P 500. A free online tool with instant results and no signup.
- Stock Portfolio Diversification CheckerCheck concentration risk in your portfolio — flags >10% positions, >50% individual stocks, and >5% crypto. Free online analyzer gives instant feedback in your browser.
- FICA Tax CalculatorEstimate Social Security and Medicare taxes for W-2 or self-employed income with 2026 rules. Free online tool, no sign-up.
- Subscription Fatigue AuditorList your subscriptions, mark each keep/review/cancel. Auto-flags low-use services and projects yearly savings if you act on the kill list.
- Low-Buy Year TrackerLog every purchase, mark needs vs. wants, and monitor monthly budgets to curb lifestyle creep. Free, no-signup tool to track your spending in seconds.
- CalculatorPerform quick add, subtract, multiply, and divide calculations with full keyboard support instantly online. Use this free, no-ads basic calculator in your browser with no downloads.
- Percentage Change CalculatorCalculate the percent change between two values with direction indicators and absolute delta instantly. Free, no-sign-up tool right in your browser for finances.
- Amortization CalculatorFull amortization schedule for any fixed-rate loan. Principal vs interest split per payment, total interest, CSV export.
- Scientific CalculatorSolve expressions with trigonometry, logarithms, sqrt, pi, and e instantly online. Use the free scientific calculator with history and DEG/RAD toggle.
Guides about money & finance
Guide · Money & Finance
How to Save Money Fast
Generate 15 real tactics to save money fast by automating cuts and raising income. Instant checklist, free and no sign-up required.
Guide · Money & Finance
The Best Side Hustles for Beginners
Filter honest side hustle ideas by immediate payout and long-term potential instantly. Identify real opportunities and skip the scams free online.
Guide · Money & Finance
How to Start Investing With $100
Start investing with just $100: pick a broker, buy a low‑cost index fund, and automate your contributions. Free online guide with no sign‑up required.
Guide · Money & Finance
How to Make a Monthly Budget
Build a budget in 20 minutes using zero-based rules. Create your monthly budget online for free instantly with no registration, tailored to your life.
Guide · Money & Finance
How to Pay Off Debt Fast
Compare snowball and avalanche debt payoff methods with real math—which saves dollars, which builds momentum. A free instant calculator, no sign-up needed online.
Guide · Money & Finance
How to Build Credit From Zero
Transform your credit score with a secured card and on-time payments. Learn what mistakes to avoid in this free, no sign-up guide for beginners.
Guide · Money & Finance
How to Make Passive Income
Compare seven passive income streams—setup cost, effort, realistic return. An instant online guide to honest money-making without the hype, no sign-up needed.
Guide · Money & Finance
How to Save for Retirement
Estimate how much to save for retirement and pick the right accounts with plain-English math. Free, instant, no registration.
Guide · Money & Finance
How to Save for a House
Calculate your down payment timeline and see exactly where to park savings by city. Free, instant online tool with no sign-up.